From 4.04%
*Promotion Rate

About Commercial Full Doc

Loan Purpose and Rate

Principal and Interest
4.04% PI (LVR ≤ 65%)
Interest Only
4.29% IO (LVR ≤ 65%)

Product Summary

Security typeResidential, Commercial
Loan Amount$100,000 to $3,000,000
Maximum LVR75%
Loan TermUp to 25 years
Borrower TypeIndividual, Company or Trust
Loan PurposePurchase, Refinance, Non-structural renovations, Debt consolidation, Equity Release
Repayment MethodDirect debit from nominated bank account
Redraw FacilityAvailable for variable rate loans only. Fee free for internet transaction. Transaction fees apply for requests that are manually processed.
Debt Service Cover RatioMinimum 1.25 times
Interest structurePrincipal and Interest & Interest Only (Up to 5 years)
Variable Rate (LVR ≤ 65%)4.04% P.A. (PI)
Establishment feeUp to 1.50% of the loan amount + GST (non-refundable)

Document Checklist

Income Documents (PAYG)
Income Documents (Self-Employed)

Loan Calculator

Broker sends applicant’s asset and liabilities to LoanOne,
LoanOne conducts servicing calculation.

* The comparison rate is based on a secured loan of $150,000 and a term of 25 years.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.