Overseas Premium

From 2.88%
*Promotion Rate
SCENARIO INQUIRY

About Overseas Premium

  • Max LVR: 80%
  • Max Loan Amount: $2,000,000
  • Promotion Rate: 2.88%, LVR 70% P&I
  • 188B/888B and 188C/888C visa holder
  • $0 Application Fees and Risk Fee
  • Streamlined document requirements
Application Form
VOI FORM
COVID FORM
VALUATION FORM
EMPLOYMENT FORM
- PAYG
EMPLOYMENT FORM
- SELF EMPLOYED
OFFSHORE COMMITMENT
& EXPENSE DECLARATION
EASY REFINANCE
DECLARATION

Loan Purpose and Rate

Owner Occupied
OO: 2.88% PI (LVR ≤ 70%)
  • Interest rate from 2.88% P.A.
  • Comparison rate from 3.54% P.A.
Investment
INV: 3.03% PI (LVR ≤ 70%)
  • Interest rate from 3.03% P.A.
  • Comparison rate from 3.68% P.A.

Product Summary

Security typeResidential
Loan Amount$50,000 to $2,000,000
Maximum LVR80%
Loan TermUp to 30 years
Borrower TypeAustralian 188B or 888B or 188C or 888C visa holder
Loan PurposePurchase, refinance or equity release of owner occupied or investment property
Repayment MethodMonthly repayments by direct debit
Redraw FacilityMaximum online daily redraw limit is $5000. Unlimited manual redraws ($50 per manual redraw)
Interest structurePrincipal and Interest & Interest Only (max 5 years)
Owner Occupied (LVR ≤ 70%)2.88% P.A. (PI)
Investment (LVR ≤ 70%)3.03% P.A. (PI)
Application fee$0

Document Checklist

Rental Income
  • Rental statements from real estate agent; OR
  • Rental agreement PLUS most recent statements showing at least 3 months’ rental income; OR
  • Rental appraisal (from an approved/recognised appraiser)
Investment Income
  • 12 months investment fund or share portfolio statements and dividends received

Loan Calculator

Refer to credit team for calculator and servicing requirements

* The comparison rate is based on a secured loan of $150,000 and a term of 25 years.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.