From 2.29%
*Promotion Rate

About Full Doc

Loan Purpose and Rate

Owner Occupied
OO: 2.29% PI (LVR ≤ 70%)
Investment
INV: 2.44% PI (LVR ≤ 70%)

Product Summary

Security typeResidential
Loan Amount$50,000 to $1,500,000
Maximum LVR95%
Loan TermUp to 30 years
Borrower TypeIndividuals, Company or Trust
Loan PurposeNew Purchase, Refinance, Equity Release of owner occupied or investment property
Repayment MethodDirect debit from nominated bank account/ BPAY
Offset Facility100% Offset Facility Available
Interest structurePrincipal and Interest & Interest Only (Up to 5 years)
Owner Occupied (LVR ≤ 70%)2.29% P.A. (PI)
Investment (LVR ≤ 70%)2.44% P.A. (PI)
Application fee$0
Interest Only Loading+ 0.3% P.A.
High Density Apartment/Unit+ 0.5% P.A.

Document Checklist

Income Documents (PAYG)
Income Documents (Self-Employed)

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Recommended serviceability pass rate - PAYG NDI: 1.15, Self Employed NDI: 1.2
We take 80% of existing rental income into servicing for investment property.

* The comparison rate is based on a secured loan of $150,000 and a term of 25 years.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.