Overseas Loan
We offer lending solutions
for a range of visa holders and non-residents
Standard Expat
• Max LVR: 80%
• Max Loan Amount: $1,000,000
• Offset Account available
• Accepts a variety of Visa
• Income Considered PAYG and SE
Standard Non Resident
• Max LVR: 80%
• Max Loan Amount: $1,000,000
• No LMI under 70%
• $0 Application Fees
• Countries included in OFAC list Acceptable
Green Expat
• Max LVR: 80%
• Max Loan Amount: $2,500,000
• Accepts a variety of Visas
• 0.25% Risk Fee for LVR less than 70%,loans less than $1.5M
• Streamlined document requirements
Green Non Resident
• Max LVR: 80%
• Max Loan Amount: $2,500,000
• Self-employed Alt Doc Accepted
• Cat 1 and 2 Postcodes Accepted
• Non-Residents or Residents Borrowers with Non-Australian Sourced Income
Choice Expat Rate Tracker
• Max LVR: 90%
• Max Loan Amount: $2,500,000
• Retreat to the RBA's target cash rate
• 100% Offset facility available
•
1% Loyalty bouns applicable after 36
months
Choice Expat
• Max LVR: 90%
• Max Loan Amount: $2,500,000
• Offset Account available
• Accept range of visa holder
•
Available for NDIS
Choice Non Resident Rate Tracker
• Max LVR: 90%
• Max Loan Amount: $2,500,000
• Retreat to the RBA's target cash rate
• Easy refinance provided
•
1% Loyalty bouns applicable after 36
months
Choice Non Resident
• Max LVR: 90%
• Max Loan Amount: $2.500,000
• 100% Offset Account Available
• Mobile App for internet banking
• Interest only available
Solution Expat
• Max LVR: 80%
• Max Loan Amount: $2,000,000
• PAYG & Self Employed
• Loan term up to 30 years
• Available for Prime & Near Prime
Solution Non Resident
• Max LVR: 75%
• Max Loan Amount: $1,500,000
• Accepts a range of visa holders
• Prime profiles only
• PAYG Income sources only
Blue Non Resident
• Max LVR: 80%
• Max Loan Amount: $2,000,000
• 100% of net income used for servicing
• SE Only Require 1 Year Financial
• Acceptance of paid defaults up to $500