Overseas Loan
We offer lending solutions
for a range of visa holders and non-residents
Standard Expat
• Max LVR: 80%
• Max Loan Amount: $1,000,000
• Offset Account Available
• Accepts a Variety of Visas
• PAYG and Self Employed
Standard Non Resident - Temporary Paused
• Max LVR: 80%
• Max Loan Amount: $1,000,000
• No LMI under 80%
• $0 Application Fees
• Countries Included in OFAC List Not Acceptable
Green Expat
• Max LVR: 80%
• Max Loan Amount: $15,000,000
• Accepts a Variety of Visas
• Unlimited Cash Out
• Cat 1 and 2 Postcodes Accepted
• 100% Offset Facility Available
Green Non Resident
• Max LVR: 80%
• Max Loan Amount: $15,000,000
• Self-Employed Alt Doc Accepted
• Cat 1 and 2 Postcodes Accepted
• Non-Residents or Residents Borrowers with Non-Australian Sourced Income
Choice Expat
• Max LVR: 90%
• Max Loan Amount: $3,500,000
• Offset Account Available
• Accept a Range of Visa Holders
•
Construction Available
Choice Non Resident
• Max LVR: 85%
• Max Loan Amount: $3.000,000
• 100% Offset Account Available
• Mobile App for Internet Banking
• Interest Only Available
Choice Expat Rate Tracker
• Max LVR: 90%
• Max Loan Amount: $3,500,000
• Retreat to the RBA's Target Cash Rate
• 100% Offset Facility Available
•
Cash Out and Construction Available
Choice Non Resident Rate Tracker
• Max LVR: 85%
• Max Loan Amount: $3,000,000
• Strictly Variable as per RBA Movement
• PAYG, SE and Rental Income
•
Redraw Facility Available
Solution Expat
• Max LVR: 80%
• Max Loan Amount: $2,000,000
• PAYG & Self Employed
• Loan Term up to 30 Years
• Available for Prime & Near Prime
Solution Non Resident
• Max LVR: 75%
• Max Loan Amount: $1,500,000
• Accepts a Range of Visa Holders
• Prime Profiles Only
• PAYG Income Sources Only
Blue Non Resident
• Max LVR: 80%
• Max Loan Amount: $2,000,000
• 100% of Net Income Used for Servicing
• SE Only Require 1 Year Financial
• Acceptance of Paid Defaults up to $500
Blue Expat
• Max LVR: 80%
• Max Loan Amount: $5,000,000
• Accept Vacant Land
• 100% of Net Income Used for Servicing
• SE Only Require 1 Year Financial
• Acceptance of Paid Defaults up to $500
Freedom Expat
• Max LVR: 80%
• Max Loan Amount: $2,000,000
• Individuals, Company or Trust
• Unlimited Cash Out Policy
• 100% Offset Facility