From 6.93%
*Promotion Rate

About Choice Expat

Loan Purpose and Rate

Owner Occupied ≤ $2M
6.93% (LVR ≤ 70%)
Owner Occupied ≤ $2.5M
7.43% (LVR ≤ 70%)

Product Summary

Security typeResidential
Loan Amount$50,000 to $2,500,000
Maximum LVR90%
Loan TermUp to 30 years
Borrower TypeAustralian Citizen that does not reside in Australia, a permanent or Temporary Resident of Australia with an Acceptable Visa or New Zealand Citizen that does not reside in Australia or New Zealand
Loan PurposeNew purchase, Refinance,Construction and Cash Out
Repayment MethodDirect debit from nominated bank account/BPAY/Pay anyone
Offset FacilityOffset available
Interest structurePrincipal & Intereset and Inetrest Only
Owner Occupied (LVR ≤ 70%)6.93%
Foreign Income Loading0.50%
Interest Only Loading0.40%

Document Checklist

Income Documents (PAYG)
Income Documents (Self-Employed)

Loan Calculator

Refer to credit team for calculator and servicing requirements

* The comparison rate is based on a secured loan of $150,000 and a term of 25 years.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.