Choice Expat – LoanOne

Choice Expat

From 6.89%
*Easy Refinance Promotion Rate
SCENARIO INQUIRY

Choice Expat

  • Max LVR: 90%
  • Max Loan Amount: $3,500,000
  • No Foreign Income Loading
  • 100% Offset Facility Available
  • Cash Out Available
  • Construction Available
Application Form
VOI FORM
DISCHARGE FORM
VALUATION FORM
EMPLOYMENT FORM
- PAYG
EMPLOYMENT FORM
- SELF EMPLOYED
OFFSHORE COMMITMENT
& EXPENSE DECLARATION
EASY REFINANCE
DECLARATION

Loan Purpose and Rate - Standard Expat

Owner Occupied ≤ $3.5M
6.89% (LVR ≤ 70%)
  • Interest rate from 6.89% P.A.
  • Comparison rate from 7.46% P.A.
Investment ≤ $3.5M
6.89% (LVR ≤ 70%)
  • Interest rate from 6.89% P.A.
  • Comparison rate from 7.46% P.A.

Product Summary

Security typeResidential
Loan Amount$50,000 to $3,500,000
Maximum LVR90%
Loan TermUp to 30 years
Borrower TypeAustralian Citizen that does not reside in Australia, a permanent or Temporary Resident of Australia with an Acceptable Visa or New Zealand Citizen that does not reside in Australia or New Zealand
Loan PurposeNew purchase, Refinance,Construction and Cash Out
Repayment MethodDirect debit from nominated bank account/BPAY/Pay anyone
Repayment OptionsPrincipal & Intereset and Inetrest Only
Loan SplitsAble to split loan into more than one portion
Offset Facility100% Offset Facility available
Redraw FacilityAvailable
Extra RepaymentsVariable Rate: Unlimited / Fixed Rate: Up to $20,000 p.a.

Document Checklist

Income Documents (PAYG)
  • Latest 2 Payslips
  • Employment Letter
  • 3 Months Salary Credit
  • Plus one of following if serviceability is reliant on Overtime, Allowances, Bonus Income:
  • PAYG Summary
  • Single Touch Payroll Summary
Income Documents (Self-Employed)
  • Most recent 2 years Company Tax Returns & Financial Statements
  • Most recent 2 years Personal Tax Returns & Notice of Assessment