Choice Non Resident Rate Tracker – LoanOne
From 6.73%
*Promotion Rate

About Choice Non Resident Rate Tracker

Loan Purpose and Rate - Standard

Owner Occupied and Investment ≤ $3M
6.73% P&I (LVR ≤ 85%)
Owner Occupied and Investment ≤ $3M
7.13% IO (LVR ≤ 85%)

Loan Purpose and Rate - Easy Refinance Special* - Risk Fee Waived - Offer ends 30 Sept 2025

Owner Occupied and Investment ≤ $3M
6.73% P&I (LVR ≤ 70%)
Owner Occupied and Investment ≤ $3M
7.13% (LVR ≤ 70%)

Product Summary

Security typeResidential
Loan Amount$50,000 to $3,000,000
Maximum LVR90% Standard; 70% Easy Refinance
Loan TermUp to 30 Years
Borrower TypeNon-Residents of Australia; Salaried and Self-Employed Applicants, Trustees of a Trust
Loan PurposeNew Purchase, Refinance, Construction, Cash Out, Equity Release
Repayment MethodDirect debit from nominated bank account
Repayment OptionsPrincipal and Interest & Interest Only (Up to 5 Years)
Loan SplitsAble to split loan into more than one portion
Offset Facility100% Offset Facility Available
Redraw FacilityAvailable
Extra RepaymentsVariable Rate: Unlimited / Fixed Rate: Up to $20,000 p.a.

Document Checklist

Income Documents (PAYG)
Income Documents (Self-Employed)