About SMSF Residential

Loan Purpose and Rate

Principal and Interest
7.69% (LVR ≤ 60%)
Interest Only
7.99% (LVR ≤ 60%)
Principal and Interest
7.99% (LVR ≤ 80%)
Interest Only
8.29% (LVR ≤ 80%)

Product Summary

Security type Residential 
Loan Amount $150,000 to $1,000,000 
Maximum LVR Up to 80% inclusive of LMI 
Loan Term Up to 30 years 
Borrower Type SMSF Trustee/s 
Guarantors  Loans must be supported by personal guarantee/s for the full amount of the loan from all beneficiaries of the SMSF.  
Refer to the SMSF Product Guide for details. 
Loan Purpose New Purchase, Refinance 
Repayment Method Direct debit from nominated bank account 
Deposit/Equity  No Liquidity Requirements
Interest structure Principal and Interest or IO up to 10 years.  
Variable Rate (LVR ≤ 60%) 7.69% P.A. (PI) 

Document Checklist

Income Documents

Loan Calculator

Broker sends applicant’s asset and liabilities to LoanOne,
LoanOne conducts servicing calculation.

* The comparison rate is based on a secured loan of $150,000 and a term of 25 years.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.