Solution SMSF
From 6.99%
*Promotion Rate
About Solution SMSF
- Max LVR: 80% Residential; 75% Commercial
- Max Loan Amount: $2,000,000
- Promotion Rate: 6.99% LVR 65%
- Available for Residential and Commercial Securities
- Loan term up to 30 years
- Available for Prime & Near Prime profiles
Loan Purpose and Rate
Prime - Residential - Max $1.75M
6.99% PI (LVR ≤ 65%)
- Interest rate from 6.99% P.A.
- Comparison rate from 7.21% P.A.
Prime - Commercial - Max $2M
7.69% PI (LVR ≤ 65%)
- Interest rate from 7.69% P.A.
- Comparison rate from 7.92% P.A.
Near Prime - Residential
7.74% PI (LVR ≤ 65%)
- Interest rate from 7.74% P.A.
- Comparison rate from 8.09% P.A.
Near Prime - Commercial
8.29% PI (LVR ≤ 65%)
- Interest rate from 8.29% P.A.
- Comparison rate from 8.68% P.A.
Product Summary
| Security Type | Residential & Commercial |
| Loan Amount | Residential: $1.75m; Commercial: $2m |
| Maximum LVR | Residential: 80%; Commercial: 75% |
| Loan Term | Up to 30 years |
| Borrower Type | Individual or Corporate Trustee |
| Loan Purpose | Purchase/Refinance |
| Repayment Method | Direct Debit from nominated bank account |
| Interest Structure | Principal and Interest & Interest Only (Up to 5 years) |
| Application Fee | 0 – 1.25% |
| Annual Fee | $0 |
| Settlement Fee | $0 |
Document Checklist
SMSF Documents
- Certified Copy of SMSF Trust Deed
- Certified Copy of SMSF Bare / Custodian Trust Deed
- Investment Strategy from Accountant or Financial Planner
- LRBA to be in line with current investment strategy
- Confirmation of 12 months contributions via one of:
- Most recent 1 year Retail/ Industry Fund Superannuation Statements
- Most recent 1 year Cash Management Account Statements
- Most recent 1 year SMSF Financials
Income Documents (PAYG)
- Latest 2 Payslips
Income Documents (Self-Employed)
- Required when owner occupied commercial or contributions history not evident or sufficient to support servicing:
- Most recent 1 year Company Tax Returns & Financial Statements
- Most recent 1 year Personal Tax Returns & Notice of Assessment
- Confirmation of rental expense being met at, or above proposed market rental for SMSF OR
- Most recent (1) year Company Financials
Loan Calculator
Solution Residential Calculator
Please click on the link to download the calculator for serviceability calculations.
* The comparison rate is based on a secured loan of $150,000 and a term of 25 years.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.