Solution SMSF
From 7.49%
*Promotion Rate
About Solution SMSF
- Max LVR: 80% Residential; 75% Commercial
- Max Loan Amount: $2,000,000
- Promotion Rate: 7.49% LVR 65%
- Available for residential and commercial securities
- Loan term up to 30 years
- Available for Prime & Near Prime profiles
Loan Purpose and Rate
Residential
7.49% PI (LVR ≤ 65%)
- Interest rate from 7.49% P.A.
- Comparison rate from 7.78% P.A.
Commercial
8.14% PI (LVR ≤ 65%)
- Interest rate from 8.14% P.A.
- Comparison rate from 8.56% P.A.
Residential
7.69% PI (LVR ≤ 75%)
- Interest rate from 7.69% P.A.
- Comparison rate from 7.98% P.A.
Commercial
8.34% PI (LVR ≤ 70%)
- Interest rate from 8.34% P.A.
- Comparison rate from 8.77% P.A.
Residential
7.69% PI (LVR ≤ 80%)
- Interest rate from 7.69% P.A.
- Comparison rate from 7.98% P.A.
Commercial
8.64% PI (LVR ≤ 75%)
- Interest rate from 8.64% P.A.
- Comparison rate from 9.07% P.A.
Product Summary
| Security type | Residential |
| Loan Amount | $100,000 to $2,000,000 |
| Maximum LVR | 80% Residential; 75% Commercial |
| Loan Term | Up to 30 years (minimum 2 years) |
| Borrower Type | Individual or Corporate Trustee |
| Loan Purpose | New Purchase, Refinance |
| Repayment Method | Direct debit from nominated bank account |
| Minimum SMSF Balance | $150,000 |
| Liquidity Requirements | 5% of SMSF debt position (balance of outstanding loans) |
| Interest structure | Principal and Interest & Interest Only (Up to 5 years) |
| Residential (LVR ≤ 65%) | 7.49% P.A. (PI) |
| Commercial (LVR ≤ 65%) | 8.14% P.A. (PI) |
| Application fee | From $0 – refer to product guide for more details |
Document Checklist
SMSF Documentation
- New SMSF
- Recent one (1) year Industry Super Fund Statements
- SMSF transaction account statement (if available)
- Existing SMSF
- Most Recent SMSF Financials
- Recent 12 months SMSF Cash Management Statements (showing super contributions)
Income Documents (PAYG)
- Last 2 payslips
Income Documents (Self-Employed)
- Required when owner occupied commercial or contributions history not evident
- Most recent 1 year Personal Tax Returns & Notice Of Assessments
- Most recent 1 year Company Financials
Other Requirements
-
Confirmation of current investment strategy developed by a suitably qualified individual.
LRBA to be in line with current investment strategy.
Loan Calculator
Solution Residential Calculator
Please click on the link to download the calculator for serviceability calculations.
* The comparison rate is based on a secured loan of $150,000 and a term of 25 years.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.