Easy Residential – LoanOne

Easy Residential

From 6.64%
*No Clawback LVR 80%
SCENARIO INQUIRY

About Easy Residential

  • Max LVR: 95%
  • Max Loan Amount: $2,000,000
  • No Clawback Option Available
  • Friendly Cash out Policy
  • No Age Restriction
  • Valuation Available on Long Form/Short Form/Desktop/AVM
Application Form
VALUATION FORM
DISCHARGE FORM
VOI FORM
INCOME DECLARATION
- SELF EMPLOYED
ACCOUNTANT'S
VERIFICATION
PRICING AND EXCEPTION
REQUEST FORM
LOAN SUBMISSION
FORM

**Further discount for loan applications lodged before 31 August 2026 and may be extended or withdrawn at any time at our discretion:

  • PAYG Applicants: 0.1% discount (primary borrower must be PAYG)
  • LVR ≤ 65%: 0.05% discount
  • Owner Occupied Loans: 0.05% discount
  • Loan amount ≤ $1M: 5 bps discount:

Loan Purpose and Rate - Full Doc Standard

Owner Occupied
OO: 6.97% PI (LVR ≤ 80%, Max Loan $1M）
  • Interest rate from 6.97% P.A.
  • Comparison rate from 7.28% P.A.
Investment
INV: 7.36% PI (LVR ≤ 80%, Max Loan $1M)
  • Interest rate from 7.36% P.A.
  • Comparison rate from 7.67% P.A.

Loan Purpose and Rate - Alt Doc

Owner Occupied
OO:7.27% PI (LVR ≤ 80%, Max Loan $1M)
  • Interest rate from 7.27% P.A.
  • Comparison rate from 7.58% P.A.
Investment
INV: 7.66% PI (LVR ≤ 80%, Max Loan $1M)
  • Interest rate from 7.66% P.A.
  • Comparison rate from 7.97% P.A.

Loan Purpose and Rate - Full Doc No Clawback (1% establishment fee applies)

Owner Occupied
OO: 6.64% PI (LVR ≤ 80%, Max $1M)
  • Interest rate from 6.64% P.A.
  • Comparison rate from 6.95% P.A.
Investment
INV: 7.03% PI (LVR ≤ 80%, Max $1M)
  • Interest rate from 7.03% P.A.
  • Comparison rate from 7.34% P.A.

Product Summary

Security typeResidential
Loan Amount$100,000 to $2,000,000
Maximum LVR95% Full Doc
Loan TermUp to 30 years
Borrower TypeIndividuals, Company or Trust
Loan PurposeNew Purchase, Refinance, Equity Release, Debt Consolidation, Home Improvement
Repayment MethodDirect debit from nominated bank account
Redraw FacilityVariable rate loans only. Fee free for internet transaction. Transaction fees apply for requests that are manually processed.
Interest structurePrincipal and Interest & Interest Only (Up to 5 years)
Application Fee$0
Pre-Assessment Fee$950 for individuals
Settlement Fee$275

Document Checklist

Income Documents (PAYG)
  • Latest 2 payslips, or
  • Two of the following:
  • Letter of employment
  • 1 Payslip less than 60 days old
  • Most recent ATO Income Statement/Tax Return
  • Copy of current employment contract
Income Documents (Self-Employed)
  • Refer to the attachment below