First Mortgage
Contact our BDMs for the latest rates
About First Mortgage
- Max LVR: 80%
- Max Loan Amount: $50,000,000
- Rate: from 9.29% P.A.
- Unlimited Cash Out
- Up to 5 loan splits
- Full doc, Alt doc and Lease doc
Loan Period and Rate
Residential Security
3 -36 Months
- Interest rate from 9.29% P.A.
Contact our BDMs for the latest rates
Commercial Security
3 - 36 Months
- Interest rate from 11.29% P.A.
Contact our BDMs for the latest rates
Product Summary
| Loan Amount | $250,000 – $50,000,000 |
| Maximum LVR | 70% (location and deal dependent) |
| Loan Term | From 3 months to 36 months |
| Borrower Type | Company |
| Loan Purpose | Purchase, refinance or equity release of residential or commercial property |
| Acceptable Securities | Category 1 Postcodes (*Refer to Postcode Guide Page 87) |
| Debt Consolidation | Unlimited |
| Cash Out | Unlimited |
| Location | Brisbane, Sydney, Melbourne, Adelaide, Perth & Gold Coast. All other locations are considered on individual merit. |
| Credit History | Credit impartment may be considered Or capitalised |
| Establishment Fee | From 2.00% |
*Please contact one of our BDMs for more information on our Short-Term Lending products. Alternatively contact us via email or submit an enquiry online.
Loan Calculator
Genworth Calculator
Recommended serviceability pass rate NDI 1.1：1
We take 80% of existing rental income into servicing for investment property.
* The comparison rate is based on a secured loan of $150,000 and a term of 24 months.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.