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About First Mortgage

Loan Period and Rate

House/Apartment (metro)
3 - 24 Months
Contact our BDMs for the latest rates
Vacant Land (metro and non-metro)
3 - 24 Months
Contact our BDMs for the latest rates

Product Summary

Loan Amount  $100,000 – $30,000,000  
Maximum LVR 80% (location and deal dependent) 
Loan Term From 3 months to 24 months 
Borrower Type Company  
Loan Purpose Available for a variety of purposes including purchase of residential property, bridging finance, business expansion, cash flow etc. 
Please speak with one of our BDMs for details. 
Acceptable SecuritiesResidential
House: LVR up to 80%
Apartment: LVR up to 75%
LVR up to 65% 
Land Bank:  
LVR up to 55% 
Location Brisbane, Sydney, Melbourne, Adelaide, Perth & Gold Coast. All other locations are considered on individual merit. 
Interest Payments  Under 6 months interest paid advance 
Over 6 months interest paid monthly advance
Or capitalised 
Establishment Fee 2% of loan amount (min. $5,000) 

*Please contact one of our BDMs for more information on our Short-Term Lending products. Alternatively contact us via email or submit an enquiry online.

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Recommended serviceability pass rate NDI 1.1:1
We take 80% of existing rental income into servicing for investment property.

* The comparison rate is based on a secured loan of $150,000 and a term of 24 months.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.