Solution Expat
From 7.34%
*Promotion Rate
About Solution Expat
- Max LVR: 80%
- Max Loan Amount: $2,000,000
- Promotion Rate: 7.34%, LVR 65% P&I
- PAYG & Self Employed
- Loan term up to 30 years
- Available for Prime & Near Prime profiles
Loan Purpose and Rate
Prime
7.34% PI (LVR ≤ 65%)
- Interest rate from 7.34% P.A.
- Comparison rate from 7.58% P.A.
Near Prime
7.64% PI (LVR ≤ 65%)
- Interest rate from 7.64% P.A.
- Comparison rate from 7.92% P.A.
Product Summary
| Security type | Residential |
| Loan Amount | $100,000 to $2,000,000 |
| Maximum LVR | 80% |
| Loan Term | Up to 30 years |
| Borrower Type | Australian Citizens and Permanent Residents residing or deriving greater than 50% of their income from overseas sources. |
| Loan Purpose | Purchase / Refinance |
| Repayment Method | Direct Debit, BPAY, Pay Anyone |
| Interest structure | Principal and Interest & Interest Only (max 5 years) |
| Prime (LVR ≤ 65%) | 7.34% P.A. (PI) |
| Near Prime (LVR ≤ 65%) | 7.64% P.A. (PI) |
| Application fee | Prime: 0.75% Near Prime: 1.00% |
Document Checklist
Income Documents(PAYG)
- Last 2 Payslips PLUS
- Employment Letter AND
- 3 months bank statements
- *Foreign income to be assessed at 90%
Income Documents(Self Employed)
- Most recent years lodged & assessed tax returns and financials
- Company Registration to confirm directorship & shareholding
- *Foreign income to be assessed at 90%
Loan Calculator
Refer to credit team for calculator and servicing requirements
* The comparison rate is based on a secured loan of $150,000 and a term of 25 years.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.