Green Residential
From 6.79%
*Promotion Rate
About Green Residential
- Max LVR: 95%
- Max Loan Amount: $2,500,000
- Promotion Rate: OO 6.79% LVR 80%
- 1-Year Financials Accepted
- Self-employed Regular Salary Income Accepted
- Unlimited Debt Consolidation Including Payout of ATO Debts
Loan Purpose and Rate
Owner Occupied Full Doc
OO: 6.79% PI (LVR ≤ 80%)
- Interest rate from 6.79% P.A.
- Comparison rate from 6.94% P.A.
Investment Full Doc
INV: 6.99% PI (LVR ≤ 80%)
- Interest rate from 6.99% P.A.
- Comparison rate from 7.14% P.A.
Owner Occupied Alt Doc
OO: 7.24% PI (LVR ≤ 70%)
- Interest rate from 7.24% P.A.
- Comparison rate from 7.44% P.A.
Investment Alt Doc
INV: 7.49% PI (LVR ≤ 70%)
- Interest rate from 7.49% P.A.
- Comparison rate from 7.69% P.A.
Construction
Full doc/Alt Doc/Expat : 8.49% OO/INV (LVR ≤ 70%)
- Interest rate from 8.49% P.A.
- Comparison rate from 8.86% P.A.
Construction
Non-Resident : 8.49% OO/INV (LVR ≤ 65%)
- Interest rate from 8.49% P.A.
- Comparison rate from 9.27% P.A.
Product Summary
| Security type | Residential |
| Loan Amount | $50,000 to $2,500,000 |
| Maximum LVR | 95% |
| Loan Term | Up to 30 years |
| Borrower Type | PAYG or Self Employed Individuals |
| Loan Purpose | New Purchase, Refinance, Equity Release, Cash Out of owner occupied or investment property |
| Repayment Method | Direct debit from nominated bank account/ BPAY/Pay anyone |
| Offset Facility | 100% Offset Facility Available |
| Interest structure | Principal and Interest & Interest Only (Up to 5 years) |
| Owner Occupied (LVR ≤ 80%) | 6.79% P.A. (PI) |
| Investment (LVR ≤ 80%) | 6.99% P.A. (PI) |
| Application fee | From $660 for Alt Doc only |
| Annual Fee | $0 |
| Risk Fee | From $0 |
Document Checklist
Income Documents (PAYG)
- Latest 2 consecutive payslips
Income Documents (Self-Employed) - Full Doc
- Last 2 years company tax returns and financial statements for LVR ≤95%
- Last 2 years individual tax return and tax assessment notice for LVR ≤95%
- 1-Year Financials and Company Wages available to LVR ≤80%
- Latest 2 Payslips,6 Months Bank Statement, Accountant's Letter
Income Documents (Self-Employed) - Alt Doc
- Borrower Income Declaration; AND one of:
- Accountants Letter
- 6 Months BAS
- 3 Months Bank Statements
Loan Calculator
Green Residential Calculator
Please click on the link to download the calculator for serviceability calculations.
* The comparison rate is based on a secured loan of $150,000 and a term of 25 years.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.