Standard Non Resident
FROM 7.98%
*Promotion Rate
About Standard Non Resident
- Max LVR: 80%
- Max Loan Amount: $1,500,000 subject to pricing
- Non-Residents of Australia
- $0 Application Fee
- No LMI under 80%
- No Risk Fee
Loan Purpose and Rate
Non Resident - Owner Occupied
OO: 7.98% PI (LVR ≤ 80%)
- Interest rate from 7.98% P.A.
- Comparison rate from 8.50% P.A.
Non Resident - Investment
INV: 7.98% PI (LVR ≤ 80%)
- Interest rate from 7.98% P.A.
- Comparison rate from 8.50% P.A.
Product Summary
| Security type | Residential |
| Loan Amount | Max: $1,000,000 |
| Maximum LVR | 80% |
| Loan Term | Up to 30 years |
| Borrower Type | Not an Australian or New Zealand Citizen or an Australian or New Zealand permanent resident residing in Australia |
| Loan Purpose | New Purchase, Refinance and Cash Out |
| Repayment Method | Direct debit from nominated bank account |
| Offset Facility | 100% Offset Facility available |
| Interest structure | Pricipal and Ineterest & Inetrest Only (Up to 5 years) |
| Risk Fee | $0 |
| Application Fee | $0 |
| Pre-Assessment Fee | $990 or $2,750 |
Document Checklist
Income Documents (PAYG)
- Latest 2 payslips, plus
- 3 Months Bank Statements evidencing salary credits
- Employment contract / Letter of employment
Income Documents (Self-Employed)
- Last 2 Years' Company Tax Returns and Financial Statements
- Last 2 Years' Individual Tax Return and Tax Assessment Notices