Green Expat
From 7.13%
*Promotion Rate
About Green Expat
- Max LVR: 80%
- Max Loan Amount: $2,500,000
- Promotion Rate: 7.13%, LVR 70% P&I
- Accepts a variety of Visas
- 0.25% Risk Fee for LVR less than 70%, loans less than $1.5M
- Streamlined document requirements
Loan Purpose and Rate
Residential - Owner Occupied
OO: 7.13% PI (LVR ≤ 70%)
- Interest rate from 7.13% P.A.
- Comparison rate from 7.76% P.A.
Residential - Investment
INV: 7.38% PI (LVR ≤ 70%)
- Interest rate from 7.38% P.A.
- Comparison rate from 8.00% P.A.
Construction - Owner Occupied/Investment
Rate: 8.49% IO (LVR ≤ 70%)
- Interest rate from 8.49% P.A.
- Comparison rate from 8.86% P.A.
Construction - Owner Occupied/Investment
Rate : 8.99% IO (LVR ≤ 80%)
- Interest rate from 8.99% P.A.
- Comparison rate from 9.47% P.A.
Product Summary
| Security type | Residential |
| Loan Amount | $50,000 to $2,500,000 |
| Maximum LVR | 80% |
| Loan Term | Up to 30 years |
| Borrower Type | Australian citizens, permanent residents or temporary residents (with an acceptable Australian Visa) with income in AUD or an acceptable foreign currency. |
| Loan Purpose | Purchase, refinance or equity release of owner occupied or investment property |
| Repayment Method | Direct Debit, BPAY, Pay Anyone |
| Interest structure | Principal and Interest & Interest Only (max 5 years) |
| Owner Occupied (LVR ≤ 70%) | 7.13% P.A. (PI) |
| Investment (LVR ≤ 70%) | 7.38% P.A. (PI) |
| Application fee | $660 |
Document Checklist
Income Documents (PAYG)
- 3 month's bank statement , AND
- Lender template Employment Income Verification Form, OR
- Last 2 consecutive payslips
Income Documents (Self Employed)
- 6 Months Personal Bank Statement, and
- 2 Years Business Financials
- OR
- Lender template Self-Employed Income Verification Form (signed by practicing accountant)
- Must have been in business for 2 or more years. Applicants share of income.
Loan Calculator
Green Residential Calculator
Please click on the link to download the calculator for serviceability calculations.
* The comparison rate is based on a secured loan of $150,000 and a term of 25 years.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.