From 8.85%
*Promotion Rate

About Easy SMSF Commercial

Loan Purpose and Rate

Principal and Interest
8.85% PI (LVR ≤ 65%)
Principal and Interest
9.10% PI (LVR ≤ 70%)

Product Summary

Security type Residential, Commercial  
Loan Amount $100,000 to $1,000,000 
Maximum LVR 70% 
Loan Term Up to 25 years 
Borrower Type SMSF Trustee/s 
Guarantors  Loans must be supported by personal guarantee/s for the full amount of the loan from all beneficiaries of the SMSF.  
Refer to the SMSF Product Guide for details.  
Loan Purpose New Purchase, Refinance 
Repayment Method Direct debit from nominated bank account 
Debt Service Cover Ratio Minimum 1.25 times 
Deposit/Equity  Minimum SMSF net tangible assets of $150,000 required (prior to loan transaction). Refer to the SMSF Product Guide for details. 
Interest structure Principal and Interest  
Variable Rate (LVR ≤ 65%) 8.85% P.A. (PI) 
Establishment FeeUp to 1.50% of the loan amount + GST (non-refundable)

Document Checklist

Income Documents

Loan Calculator

Broker sends applicant’s asset and liabilities to LoanOne,
LoanOne conducts servicing calculation.

* The comparison rate is based on a secured loan of $150,000 and a term of 25 years.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.