Australian Property Market Nears $12 Trillion – LoanOne

Australian Property Market Nears $12 Trillion

Australian Property Market Nears $12 Trillion — What Brokers Should Do Now | LoanOne
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Australian Property Market Nears $12 Trillion — What Brokers Should Do Now

Published 21 Oct 2025 • Source: CoreLogic/Cotality
Australian property market momentum

Fresh insights from CoreLogic’s Australian team (now publishing under the Cotality brand) show the residential property market’s total value has climbed to around $11.8 trillion, with quarterly value growth re-accelerating as the spring selling season tightens supply. Momentum is broadening beyond a handful of capitals, with mid‑tier price segments lifting as borrowing capacity improves.

$11.8T
Total value of Australian housing stock (Oct update).
+2.2%
Quarterly rise in national dwelling values to September.
Spring lift
Record‑low listings underpin stronger price momentum.

What this means for brokers

  • Structure smart, win faster: Use clean entity structures (holdco + guarantees) and map security early to reduce rework.
  • Service precisely: Present NDI/DSCR clearly; where policy allows, leverage Alt Doc (e.g., BAS + rental history) for self‑employed clients.
  • Match product to purpose: Consider LoanOne Commercial (C02) for flexible policy settings and up to 80% LVR (deal‑dependent).
SMSF and commercial lending opportunities Market momentum graphic
LoanOne perspective: With momentum building into year‑end, execution is the edge — clean files, clear structures, pragmatic servicing — to convert enquiry into settlements.

Source & further reading

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