Standard Commercial
From 7.99%
*Promotion Rate
About Standard Commercial
- Max LVR: 80%
- Max Loan Amount: $2,000,000
- Rate: 7.99% LVR ≤ 60%
- No Application Fee
- Full Doc or Alt Doc
- 100% Offset Facility Available
Loan Purpose and Rate
Full Doc
7.99% P&I (LVR ≤ 60%)
- Interest rate from 7.99% P.A.
- IO add 0.30% loading
Alt Doc
8.79% P&I (LVR ≤ 60%)
- Interest rate from 8.79% P.A.
- IO add 0.30% loading
Product Summary
| Security type | Commercial |
| Loan Amount | $150,000 to $2,000,000 |
| Maximum LVR | 80% |
| Loan Term | Up to 30 Years |
| Borrower Type | Individual, Company or Trust, SMSF |
| Loan Purpose | Purchase or Refinance Investment Property |
| Repayment Method | Direct debit from nominated bank account |
| Offset Facility | 100% Offset Facility Available |
| Interest structure | Principal and Interest & Interest Only (Up to 5 Years) |
| Risk Fee | 1.00% for LVR > 75% |
| Application fee | $0 |
| Pre-Assessment Fee | 0.50% |
Document Checklist
Income Documents (PAYG)
- Last 2 Payslips PLUS
- Employment Letter
- 1 Month Salary Credit
- Employment Contract
Income Documents (Self-Employed)
- Last 2 Years Company Tax Returns and Financial Statements
- Last 2 Years Personal Tax Returns and Notice of Assessment
- OR
- 1 Year's Financials and Tax Returns for Prime and Flex Products
Income Documents (Alt Doc)
- Declaration of Financial Position PLUS
- One of the following:
- Accountant Letter
- 12 Months BAS
- 12 Months Bank Statement
Loan Calculator
Standard Calculator
Please click on the link to download the calculator for serviceability calculations.
* The comparison rate is based on a secured loan of $150,000 and a term of 25 years.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.