Have Any Questions?
1300 038 861
Visit Us
701/570 George St, Sydney
Email Us
admin@loanone.com.au
Post Settlement
customercare@loanone.com.au
Solution Short Term Lending
Rate from 8.99%
About Solution Short Term Lending
- Max LVR: 75%
- Max Loan Amount: $5,000,000
- Category 1 Only
- Interest Only Repayments
- Interest Paid or Interest Budget
- Loan Terms to 24 Months
Loan Type and Rate
Residential Security
Max $5mil
- Interest rate 8.99% P.A. (LVR up to 75%)
Contact our BDMs for the full policy
Commercial Security
Max $3mil
- Interest rate 9.49% P.A. (LVR up to 70% ex GST)
Contact our BDMs for the full policy
Highest and Best Use
Max $5mil
- Interest rate 9.99% P.A. (LVR up to 65%)
Contact our BDMs for the full policy
Product Summary
| Security Type | Residential and Commercial |
| Loan Amount | Up to $5,000,000 |
| Maximum LVR | 75% |
| Loan Term | Up to 24 Months |
| Borrower Type | Individuals, Company or Trust |
| Loan Purpose | Unregulated purposes only including refinance, purchase, consolidation or equity release |
| Repayment Method | Direct debit from nominated bank account |
| Redraw Facility | Variable rate loans only. Fee free for internet transaction. Transaction fees apply for requests that are manually processed. |
| Interest structure | Interest Only: Interest Paid or Interest Budget |
| Application Fee | 1.50% of Loan Amount |
| Pre-Assessment Fee | $990 |
| Annual Fee | $0 |
Income Documents Checklist
- Full or Alt Doc Income Verification if Interest Budget doesn’t meet loan term
*Please contact one of our BDMs for more information on our Short-Term Lending products. Alternatively contact us via email or submit an enquiry online.
Loan Calculator
Genworth Calculator
Recommended serviceability pass rate NDI 1.1：1
We take 80% of existing rental income into servicing for investment property.
* The comparison rate is based on a secured loan of $150,000 and a term of 24 months.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.