Blue Residential – LoanOne

Blue Residential

From 5.99%
*Promotion Rate
SCENARIO INQUIRY

About Blue Residential

  • Max LVR: 90%
  • Max Loan Amount: $15,000,000
  • All Income Types Accepted
  • 48-Hour SLA to Conditional
  • SE Only Require 1 Year Financial
  • Vacant Land Accepted
Application Form
VALUATION FORM
DISCHARGE FORM
INCOME DECLARATION
- SELF EMPLOYED
ACCOUNTANT'S
VERIFICATION
PRICING AND EXCEPTION
REQUEST FORM

Loan Purpose and Rate - Residential Prime ≤ $2.5m

Owner Occupied - Full Doc
5.99% PI (LVR ≤ 70%)
  • Interest rate from 5.99% P.A.
  • Comparison rate from 6.15% P.A.
Owner Occupied - Alt Doc
6.20% PI (LVR ≤ 80%)
  • Interest rate from 6.20% P.A.
  • Comparison rate from 6.36% P.A.

Loan Purpose and Rate - Residential Prime $2.5m - $5m

Owner Occupied - Full Doc
6.79% PI (LVR ≤ 65%)
  • Interest rate from 6.79% P.A.
  • Comparison rate from 7.13% P.A.
Owner Occupied - Alt Doc
7.14% PI (LVR ≤ 65%)
  • Interest rate from 7.14% P.A.
  • Comparison rate from 7.49% P.A.

Loan Purpose and Rate - Residential Prime $5m - $15m

Owner Occupied - Full Doc
7.19% PI (LVR ≤ 65%)
  • Interest rate from 7.19% P.A.
  • Comparison rate from 7.54% P.A.
Owner Occupied - Alt Doc
7.54% PI (LVR ≤ 65%)
  • Interest rate from 7.54% P.A.
  • Comparison rate from 7.89% P.A.

Loan Purpose and Rate - Vacant Land Prime ≤ $1.5m

Owner Occupied - Full Doc
6.99% PI (LVR ≤ 65%)
  • Interest rate from 6.99% P.A.
  • Comparison rate from 7.33% P.A.
Owner Occupied - Alt Doc
7.20% PI (LVR ≤ 65%)
  • Interest rate from 7.20% P.A.
  • Comparison rate from 7.54% P.A.

Loan Purpose and Rate - Vacant Land Prime $1.5m - $5m

Owner Occupied - Full Doc
7.39% PI (LVR ≤ 65%)
  • Interest rate from 7.39% P.A.
  • Comparison rate from 7.74% P.A.
Owner Occupied - Alt Doc
7.60% PI (LVR ≤ 65%)
  • Interest rate from 7.60% P.A.
  • Comparison rate from 7.96% P.A.

Loan Purpose and Rate - Bridging

Prime - Full Doc
7.49% PI (LVR ≤ 65%; Loan Size ≤ $5m)
  • Interest rate from 7.49% P.A.
  • Comparison rate from 7.76% P.A.
Near Prime - Full Doc
7.99% PI (LVR ≤ 65%; Loan Size ≤ $2m)
  • Interest rate from 7.99% P.A.
  • Comparison rate from 8.30% P.A.

Product Summary

Security typeResidential
Loan Amount$100,000 to $5,000,000
Maximum LVR90% Full Doc
85% Alt Doc
Loan TermUp to 40 years
Borrower TypeIndividual, Company or Trust
Loan PurposePurchase / Refinance / Equity Release / Cash Out / Debt Consolidation
Repayment MethodDirect debit from nominated bank account
Offset Facility100% Offset Facility Available
Interest structurePrincipal and Interest & Interest Only (Up to 5 years)
Application feefrom $500
Risk FeeFrom 0% – 2%
Pre-Assessment FeeIndividual Applicant: $950 or $1,350

Document Checklist

Income Documents (PAYG)
  • Latest 2 Payslips
Income Documents (Self-Employed) - Full Doc
  • Most recent 1 year Personal Tax Returns & Notice of Assessment (no older than 21 months)
  • Most recent 1 year Company Tax Returns & Financial Statements (no older than 21 months)
Income Documents (Self-Employed) - Alt Doc