Blue Expat
From 6.19%
*Promotion Rate
About Blue Expat
- Max LVR: 80%
- Max Loan Amount: $5,000,000
- PAYG or Self-Employed (Full Doc only)
- 100% of Net Income Used for Servicing
- SE Only Require 1 Year Financial
- Cash Out to Max LVR
Loan Purpose and Rate - Prime <= $2.5M
Owner Occupied
6.19% PI (LVR ≤ 65%)
- Interest rate from 6.19% P.A.
- Comparison rate from 6.50% P.A.
Investment
6.34% PI (LVR ≤ 65%)
- Interest rate from 6.34% P.A.
- Comparison rate from 6.65% P.A.
Loan Purpose and Rate - Prime $2.5M - $5M
Owner Occupied
7.09% PI (LVR ≤ 65%)
- Interest rate from 7.09% P.A.
- Comparison rate from 7.41% P.A.
Investment
7.24% PI (LVR ≤ 65%)
- Interest rate from 7.24% P.A.
- Comparison rate from 7.56% P.A.
Loan Purpose and Rate - Near Prime <= $2M
Near Prime - Owner Occupied
6.99% PI (LVR ≤ 65%, Max Loan $2M)
- Interest rate from 6.99% P.A.
- Comparison rate from 7.31% P.A.
Near Prime - Investment
7.14% PI (LVR ≤ 65%, Max Loan $2M)
- Interest rate from 7.14% P.A.
- Comparison rate from 7.46% P.A.
Product Summary
| Security type | Residential securities in Australia (policy restrictions apply) |
| Loan Amount | $100,000 to $5,000,000 |
| Maximum LVR | 80% |
| Loan Term | 5 – 30 years |
| Borrower Type | Individual, Company or Trust |
| Loan Purpose | New Purchase, Refinance, Investment, Cash Out |
| Repayment Method | Direct debit from nominated bank account |
| Offset Facility | Available |
| Interest structure | Principal and Interest & Interest Only (Up to 10 years) |
| Application Fee | From $500 |
| Risk Fee | 1.25% |
| Pre-Assessment Fee | Individual: $990 or $2,750 |
Document Checklist
Income Documents (PAYG)
- Latest 2 Payslips
Income Documents (Self-Employed)
- Most recent 1 year Company Tax Returns & Financial Statements
- Most recent 1 year Personal Tax Returns & Notice of Assessment