Freedom Residential – LoanOne

Freedom Residential

From 6.54%
*No Clawback Promotion Rate
SCENARIO INQUIRY

About Freedom Residential

  • Max LVR: 80%
  • Max Loan Amount: $2,000,000
  • No Clawback Option Available
  • Friendly Cash Out Policy
  • No Fund Control
  • 100% Offset Facility
Application Form
VALUATION FORM
DISCHARGE FORM
VOI FORM
INCOME DECLARATION
- SELF EMPLOYED
ACCOUNTANT'S
VERIFICATION
PRICING AND EXCEPTION
REQUEST FORM
LOAN SUBMISSION
FORM

Loan Purpose and Rate - Lite Doc

Owner Occupied - Max $2M
OO: 6.79% PI (LVR ≤ 75%, Loan $1M）
  • Interest rate from 6.79% P.A.
  • Comparison rate from 7.27% P.A.
Investment - Max $2M
INV: 7.09% PI (LVR ≤ 75%, Loan $1M)
  • Interest rate from 7.09% P.A.
  • Comparison rate from 7.57% P.A.

Loan Purpose and Rate - Alt Doc

Owner Occupied - Max $2M
OO: 6.99% PI (LVR ≤ 70%, Loan $1M)
  • Interest rate from 6.99% P.A.
  • Comparison rate from 7.47% P.A.
Investment - Max $2M
INV: 7.29% PI (LVR ≤ 70%, Loan $1M)
  • Interest rate from 7.29% P.A.
  • Comparison rate from 7.77% P.A.

Loan Purpose and Rate - Lite Doc No Clawback (1% establishment fee applies)

Owner Occupied - Max $2M
OO: 6.54% PI (LVR ≤ 75%, Loan $1M)
  • Interest rate from 6.54% P.A.
  • Comparison rate from 7.02% P.A.
Investment - Max $2M
INV: 6.84% PI (LVR ≤ 75%, Loan $1M)
  • Interest rate from 6.84% P.A.
  • Comparison rate from 7.32% P.A.

Loan Purpose and Rate - Alt Doc No Clawback (1% establishment fee applies)

Owner Occupied - Max $2M
OO: 6.74% PI (LVR ≤ 70%, Loan $1M)
  • Interest rate from 6.74% P.A.
  • Comparison rate from 7.22% P.A.
Investment - Max $2M
INV: 7.04% PI (LVR ≤ 70%, Loan $1M)
  • Interest rate from 7.04% P.A.
  • Comparison rate from 7.52% P.A.

Product Summary

Security typeResidential
Max Loan Amount$2,000,000
Maximum LVR80%
Loan TermUp to 30 years
Borrower TypeIndividuals, Company or Trust
Loan PurposeNew Purchase, Refinance, Equity Release, Debt Consolidation, Home Improvement
Repayment MethodDirect debit from nominated bank account
Redraw FacilityAvailable to residential variable rate loans
Interest structurePrincipal and Interest & Interest Only (Up to 5 years)
Application Fee$0
Annual Fee$395
Pre-Assessment FeeFrom $990
Settlement Fee$150

Document Checklist

Income Documents (PAYG)
  • Latest 2 payslips, or
  • Employment Letter, or
  • Employment Contract
Income Documents (Self-Employed)
  • Refer to the attachment below