Freedom SMSF
From 6.74%
*No Clawback Promotion Rate
About Freedom SMSF
- Max LVR: 90%
- Max Loan Amount: Residential $3,000,000; Commercial: $4,000,000
- No Clawback Option Available
- New and Existing SMSF Accepted
- No servicing of loans outside super
- Easy Refinance Available
Loan Purpose and Rate - No Clawback Cat 1 & 2 (1% establishment fee applies)
Owner Occupied & Investment - Max $3M
PI: 6.74% (LVR ≤ 60%）
- Interest rate from 6.74% P.A.
- Comparison rate from 7.40% P.A.
Owner Occupied & Investment - Max $3M
IO: 7.04% (LVR ≤ 60%)
- Interest rate from 7.04% P.A.
- Comparison rate from 7.70% P.A.
Loan Purpose and Rate - No Clawback Regional (1% establishment fee applies)
Owner Occupied & Investment - Max $400k
PI: 7.44% (LVR ≤ 80%）
- Interest rate from 7.44% P.A.
- Comparison rate from 8.10% P.A.
Owner Occupied & Investment - Max $400k
IO: 7.74% (LVR ≤ 80%)
- Interest rate from 7.74% P.A.
- Comparison rate from 8.40% P.A.
Loan Purpose and Rate - No Clawback Commercial SMSF (1% establishment fee applies)
Owner Occupied & Investment - Max $4M
PI: 7.34% (LVR ≤ 60%）
- Interest rate from 7.34% P.A.
- Comparison rate from 8.01% P.A.
Owner Occupied & Investment - Max $4M
IO: 7.64% (LVR ≤ 80%)
- Interest rate from 7.64% P.A.
- Comparison rate from 8.31% P.A.
Loan Purpose and Rate - SMSF Cat 1 & 2 - Max $3M
Owner Occupied & Investment
PI: 6.99% (LVR ≤ 60%）
- Interest rate from 6.99% P.A.
- Comparison rate from 7.54% P.A.
Owner Occupied & Investment
IO: 7.29% (LVR ≤ 80%)
- Interest rate from 7.29% P.A.
- Comparison rate from 7.84% P.A.
Loan Purpose and Rate - SMSF Regional - Max $400k
Owner Occupied & Investment
PI: 7.69% (LVR ≤ 80%）
- Interest rate from 7.69% P.A.
- Comparison rate from 8.23% P.A.
Owner Occupied & Investment
IO: 7.99% (LVR ≤ 80%)
- Interest rate from 7.99% P.A.
- Comparison rate from 8.53% P.A.
Loan Purpose and Rate - Commercial SMSF - Max $4M
Owner Occupied & Investment
PI: 7.59% (LVR ≤ 60%）
- Interest rate from 7.59% P.A.
- Comparison rate from 8.14% P.A.
Owner Occupied & Investment
IO: 7.89% (LVR ≤ 80%)
- Interest rate from 7.89% P.A.
- Comparison rate from 8.44% P.A.
Product Summary
| Security type | Residential and Commercial |
| Max Loan Amount | Residential: $3,000,000 Commercial: $4,000,000 |
| Maximum LVR | 90% |
| Loan Term | Up to 30 years |
| Borrower Type | Trustee of a Self-Managed Super Fund |
| Loan Purpose | Purchases and Refinance of residential and commercial property for owner occupation or investment purposes |
| Repayment Method | Direct Debit from a nominated bank account |
| Interest structure | Principal and Interest & Interest Only (Up to 5 years) |
| Loan Splits | Available |
| Offset Facility | 100% Offset Facility Available |
| Settlement Fee | $250 |
| Annual Fee | $395 |
| Application Fee | $0 |