Premier SMSF
From 7.04%
*Residential SMSF
About Premier SMSF
- Max LVR: 80%
- Max Loan Amount: $10,000,000
- Investment Purpose
- Available for Residential and Commercial Securities
- Loan term up to 30 Years
- Interest Only up to 5 Years
Loan Purpose and Rate - Residential Property
Credit A - Max $5M
7.04% PI & IO (LVR ≤ 65%)
- Interest rate from 7.04% P.A.
- Comparison rate from 7.41% P.A.
Credit B - Max $5M
7.84% PI (LVR ≤ 65%)
- Interest rate from 7.84% P.A.
- Comparison rate from 8.28% P.A.
Loan Purpose and Rate - Commercial Property
Credit A - Max $5M
7.49% PI & IO (LVR ≤ 65%)
- Interest rate from 7.49% P.A.
- Comparison rate from 7.93% P.A.
Credit A - Max $10M
8.19% PI & IO (LVR ≤ 60%)
- Interest rate from 8.19% P.A.
- Comparison rate from 8.63% P.A.
Product Summary
| Security Type | Residential & Commercial |
| Max Loan Amount | Residential: $5m; Commercial: $10m |
| Maximum LVR | 80% |
| Loan Term | Up to 30 years |
| Borrower Type | SMSF Trustee with the property held on trust by a Property Trustee |
| Loan Purpose | Purchase / Refinance – Investment |
| Repayment Method | Direct Debit from nominated bank account |
| Interest Structure | Principal and Interest & Interest Only (Up to 5 years) |
| Application Fee | From $995 |
| Pre-Assessment Fee | 0.3% for company applicant |
Document Checklist
SMSF Documents:
- SMSF Trust Deed and the Bare Trust Deed
- Current Lease Agreement
- Copy of last 12 month SMSF Financials (SMSF asset and contribution statement or evidence the existing fund is being rolled over into the SMSF)