Solution Expat
From 6.84%
*Promotion Rate
About Solution Expat
- Max LVR: 80%
- Max Loan Amount: $2,000,000
- Australian Citizens and Permanent Residents residing or deriving greater than 50% of their income from overseas sources
- PAYG & Self Employed
- Loan term up to 30 years
- Available for Prime & Near Prime profiles
- P&I or Interest Only
Loan Purpose and Rate
Prime - Owner Occupied
6.84% PI (LVR ≤ 65%, Max Loan $2M)
- Interest rate from 6.84% P.A.
- Comparison rate from 7.08% P.A.
Prime - Investment
7.14% PI (LVR ≤ 65%, Max Loan $2M)
- Interest rate from 7.14% P.A.
- Comparison rate from 7.38% P.A.
Near Prime - Owner Occupied
7.14% PI (LVR ≤ 65%, Max Loan $2M)
- Interest rate from 7.14% P.A.
- Comparison rate from 7.41% P.A.
Near Prime - Investment
7.44% PI (LVR ≤ 65%, Max Loan $2M)
- Interest rate from 7.44% P.A.
- Comparison rate from 7.71% P.A.
Product Summary
| Security type | Residential |
| Loan Amount | $100,000 to $2,000,000 |
| Maximum LVR | 80% |
| Loan Term | Up to 30 years |
| Borrower Type | Australian Citizens and Permanent Residents residing or deriving greater than 50% of their income from overseas sources. |
| Loan Purpose | Purchase / Refinance |
| Repayment Method | Direct debit from nominated bank account |
| Interest structure | Principal and Interest & Interest Only (Up to 5 Years) |
| Application Fee | Prime: 0.75% Near Prime: 1.00% |
| Annual Fee | $0 |
| Settlement Fee | $0 |
Document Checklist
Income Documents (PAYG)
- Latest 2 Payslips
- Employment Letter
- 3 months Bank Statements
- *Foreign income to be assessed at 90%
Income Documents (Self Employed Full Doc)
- Most recent years lodged & assessed tax returns and financials
- Company Registration to confirm directorship & shareholding
- *Foreign income to be assessed at 90%