Standard Expat
From 7.04%
*Promotion Rate
About Green Expat
- Max LVR: 80%
- Max Loan Amount: $1,000,000
- Promotion Rate: 7.04%, LVR 70% P&I
- Accepts a variety of Visas
- 100% Offset Available
- Income Considered PAYG and SE
Loan Purpose and Rate
Residential - Owner Occupied
OO: 7.04% PI (LVR ≤ 70%)
- Interest rate from 7.04% P.A.
- Comparison rate from 7.54% P.A.
Residential - Investment
INV: 7.64% PI (LVR ≤ 70%)
- Interest rate from 7.64% P.A.
- Comparison rate from 8.14% P.A.
Product Summary
| Security type | Residential |
| Loan Amount | Max: $1000,000 |
| Maximum LVR | 80% |
| Loan Term | Up to 30 years |
| Borrower Type | A person who holds Australia or New-Zealand Citizenship that living and or working overseas |
| Loan Purpose | Purchase, refinance or equity release |
| Repayment Method | Direct Debit, BPAY, Pay Anyone |
| Interest structure | Principal and Interest & Interest Only (max 5 years) |
| Owner Occupied (LVR ≤ 70%) | 7.04% P.A. (PI) |
| Investment (LVR ≤ 70%) | 7.64% P.A. (PI) |
| Application fee | $0 |
Document Checklist
Income Documents (PAYG)
- Last 2 consecutive payslips, plus
- 3 month's bank statement , AND
- Employment contract / Letter of employment
Income Documents (Self Employed)
- Last 2 Years' Company Tax Returns and Financial Statements
- Last 2 Years' Individual Tax Return and Tax Assessment Notices
Loan Calculator
Standard Residential Calculator
Please click on the link to download the calculator for serviceability calculations.
* The comparison rate is based on a secured loan of $150,000 and a term of 25 years.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.