Standard Expat
From 7.04%
*Promotion Rate
About Standard Expat
- Max LVR: 80%
- Max Loan Amount: $1,000,000
- Promotion Rate: 7.04%, LVR 70% P&I
- Fast Refinance Available
- 100% Offset Available
- PAYG and SE Income Accepted
Loan Purpose and Rate
Residential - Owner Occupied
OO: 7.04% PI (LVR ≤ 70%)
- Interest rate from 7.04% P.A.
- Comparison rate from 7.54% P.A.
Residential - Investment
INV: 7.64% PI (LVR ≤ 70%)
- Interest rate from 7.64% P.A.
- Comparison rate from 8.14% P.A.
Product Summary
| Security type | Residential |
| Loan Amount | Max: $1000,000 |
| Maximum LVR | 80% |
| Loan Term | Up to 30 Years |
| Borrower Type | A person who holds Australia or New-Zealand Citizenship that living and or working overseas |
| Loan Purpose | Purchase / Refinance / Equity Release / Debt Consolidation / Fast Refinance / Cash Out |
| Repayment Method | Direct debit from nominated bank account |
| Interest structure | Principal and Interest & Interest Only (Up to 5 Years) |
| Risk Fee | N/A |
| Application Fee | $0 |
| Settlement Fee | $450 |
Document Checklist
Income Documents (PAYG)
- Last 2 consecutive payslips, plus
- 3 month's bank statement , AND
- Employment contract / Letter of employment
Income Documents (Self Employed)
- Last 2 Years' Company Tax Returns and Financial Statements
- Last 2 Years' Individual Tax Return and Tax Assessment Notices
Loan Calculator
Standard Residential Calculator
Please click on the link to download the calculator for serviceability calculations.
* The comparison rate is based on a secured loan of $150,000 and a term of 25 years.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.