Standard Expat
From 6.34%
*Promotion Rate
About Standard Expat
- Max LVR: 80%
- Max Loan Amount: $1,000,000
- Up to 40 Years Loan Term
- Fast Refinance Available
- 100% Offset Available
- PAYG and SE Income Accepted
Loan Purpose and Rate
Expat - Owner Occupied
OO: 6.34% PI (LVR ≤ 80%)
- Interest rate from 6.34% P.A.
- Comparison rate from 6.84% P.A.
Expat - Investment
INV: 6.64% PI (LVR ≤ 80%)
- Interest rate from 6.64% P.A.
- Comparison rate from 7.14% P.A.
Product Summary
| Security type | Residential |
| Loan Amount | Max $1,000,000 |
| Maximum LVR | 80% |
| Loan Term | Up to 30 Years |
| Borrower Type | A person who holds Australia or New-Zealand Citizenship that living and or working overseas |
| Loan Purpose | Purchase / Refinance / Equity Release / Debt Consolidation / Fast Refinance / Cash Out |
| Repayment Method | Direct debit from nominated bank account |
| Interest structure | Principal and Interest & Interest Only (Up to 5 Years) |
| Risk Fee | N/A |
| Application Fee | $0 |
| Settlement Fee | $450 |
Document Checklist
Income Documents (PAYG)
- Latest 2 Payslips
- PAYG Contractor on TFN (minimum 1 year)
Income Documents (Self Employed)
- Most Recent 2 Years Company Tax Returns & Financial Statements
- Most Recent 2 Years Personal Tax Returns & Notice of Assessment