Standard Non Resident – LoanOne

Standard Non Resident

Currently case by case
*Promotion Rate
SCENARIO INQUIRY

About Standard Non Resident

  • Max LVR: 80%
  • Max Loan Amount: $1,000,000 subject to pricing
  • Non-Residents of Australia
  • $0 Application Fee
  • No LMI under 80%
  • No Risk Fee
Application Form
VOI FORM
CUSTOMER
VERIFICATION FORM
VALUATION FORM
EMPLOYMENT FORM
- PAYG
EMPLOYMENT FORM
- SELF EMPLOYED
OFFSHORE COMMITMENT
& EXPENSE DECLARATION
EASY REFINANCE
DECLARATION

Loan Purpose and Rate - Case by case: refer to BDM

Investment - P&I
7.98% PI (LVR ≤ 80%)
  • Interest rate from 7.98% P.A.
  • Comparison rate from 8.48% P.A.
Investment - IO
8.28% PI (LVR ≤ 80%)
  • Interest rate from 8.28% P.A.
  • Comparison rate from 8.77% P.A.

Product Summary

Security typeResidential
Loan AmountMax: $1,000,000
Maximum LVR80%
Loan TermUp to 30 years
Borrower TypeNot an Australian or New Zealand Citizen or an Australian or New Zealand permanent resident residing in Australia
Loan PurposeNew Purchase, Refinance and Cash Out
Repayment MethodDirect debit from nominated bank account
Offset Facility100% Offset Facility available
Interest structurePricipal and Ineterest & Inetrest Only (Up to 5 years)
Risk Fee$0
Application Fee$0
Pre-Assessment Fee$990 or $2,750

Document Checklist

Income Documents (PAYG)
  • Latest 2 payslips, plus
  • 3 Months Bank Statements evidencing salary credits
  • Employment contract / Letter of employment
Income Documents (Self-Employed)
  • Last 2 Years' Company Tax Returns and Financial Statements
  • Last 2 Years' Individual Tax Return and Tax Assessment Notices