Greater Residential
From 6.19%
*Promotion Rate
About Greater Residential
- Max LVR: 90%
- Max Loan Amount: $3,500,000
- Loan Term Up to 40 Years
- Friendly Cash out Policy
- Easy Process, Fast Turnaround
- 100% Offset Facility Available
Loan Purpose and Rate - Super Prime*
Owner Occupied <= $1.1M
6.19% P&I (LVR ≤ 60%)
- Interest rate from 6.19% P.A.
- Comparison rate from 6.71% P.A.
Owner Occupied <= $2M
6.54% P&I (LVR ≤ 60%)
- Interest rate from 6.54% P.A.
- Comparison rate from 7.06% P.A.
Loan Purpose and Rate - Prime
Full Doc <= $1.1M
6.59% P&I (LVR ≤ 70%)
- Interest rate from 6.59% P.A.
- Comparison rate from 7.11% P.A.
Alt Doc <= $1.1M
6.69% PI (LVR ≤ 70%)
- Interest rate from 6.69% P.A.
- Comparison rate from 7.27% P.A.
Product Summary
| Security type | Residential |
| Max Loan Amount | $3,500,000 |
| Maximum LVR | 90% |
| Loan Term | Up to 40 Years |
| Borrower Type | Individuals, Company or Trust |
| Loan Purpose | New Purchase, Refinance, Equity Release |
| Repayment Method | Direct debit from nominated bank account |
| Repayment Options | Principal and Interest & Interest Only (Up to 5 years) |
| Application Fee | From $275 |
| Risk Fee | No risk fee for Super Prime; Prime risk fee refer to LoanOne Product Guide |
Document Checklist
Income Documents (PAYG)
- Last 2 payslips PLUS
- One of the following:
- Employment Letter
- NOA
- PAYG Summary
- 1 Month Salary Credit
Income Documents (Self-Employed Full Doc)
- Most recent 2 years Company Tax Returns and Financial Statements
- Most recent 2 years Personal Tax Return and Tax Assessment Notice
- 1 Year Financials for Prime Products
Income Documents (Self-Employed Alt Doc)
- Declaration of Financial Position, Plus One of:
- Accoutant's Letter
- 6 Months BAS
- 6 Months Bank Statement
- ATO Portal