Green Residential
From 5.99%
*Promotion Rate
About Green Residential
- Max LVR: 95% inclusive LMI
- Max Loan Amount: $5,000,000 Owner Occupied; $3,500,000 Investment
- Loan Size up to $15M on Application
- Full Doc and Alt Doc
- 1 - Year Financials Available
- SE Regular Salary Income Accepted
Loan Purpose and Rate
Full Doc - Prime
5.99% PI (LVR ≤ 65%, Max Loan $5M OO; $3.5M INV)
- Interest rate from 5.99% P.A.
- Comparison rate from 6.13% P.A.
Full Doc - Near Prime
7.03% PI (LVR ≤ 70%, Max Loan $2.5M)
- Interest rate from 7.03% P.A.
- Comparison rate from 7.18% P.A.
Alt Doc - Prime
6.54% PI (LVR ≤ 60%, Max Loan $5M OO; $3.5M INV)
- Interest rate from 6.54% P.A.
- Comparison rate from 6.74% P.A.
Alt Doc - Near Prime
7.24% PI (LVR ≤ 70%, Max Loan $2.5M)
- Interest rate from 7.24% P.A.
- Comparison rate from 7.44% P.A.
Loan Purpose and Rate
Construction - Full Doc/Alt Doc/Expat
7.89% PI (LVR ≤ 65%, Max Loan $3.5M)
- Interest rate from 7.89% P.A.
- Comparison rate from 8.67% P. A.
Construction - Non Resident
7.89% PI (LVR ≤ 65%, Max Loan $1.5M)
- Interest rate from 7.89% P.A.
- Comparison rate from 8.64% P.A.
Loan Purpose and Rate
Vacant Land - Full Doc/Alt Doc/Expat/Non-Resident - OO & INV - IO
7.89% IO (LVR ≤ 65%, Max Loan $2M)
- Interest rate from 7.89% P.A.
- Comparison rate from 8.26% P. A.
Loan Purpose and Rate
Bridging - OO & INV
7.99% IO (LVR ≤ 80%, Max Loan $5M)
- Interest rate from 7.99% P.A.
- Comparison rate from 8.36% P. A.
Product Summary
| Security type | Residential |
| Loan Amount | $50,000 to $5,000,000 |
| Maximum LVR | 95% |
| Loan Term | Up to 30 years |
| Borrower Type | PAYG or Self Employed Individuals |
| Loan Purpose | New Purchase, Refinance, Equity Release, Cash Out |
| Repayment Method | Direct debit from nominated bank account / BPay / Pay anyone |
| Redraw Facility | Max online daily redraw limit $5,000 |
| Interest structure | Principal and Interest & Interest Only (Up to 5 years) |
| Offset Facility | 100% Offset Facility Available |
| Loan Splits | Up to 5 Loan Splits |
Document Checklist
Income Documents (PAYG)
- Latest 2 payslips
Income Documents (Self-Employed)
- Last 2 years company tax returns and financial statements
- Last 2 years individual tax return and tax assessment notice
- 1-Year Financials and Company Wages available to loans <=80% LVR
Income Documents (Alt Doc)
- Declaration of Financial Position PLUS
- One of the following:
- Accountant Letter
- 6 months BAS
- 3 months bank statement