Green Residential
From 6.59%
*Promotion Rate
About Green Residential
- Max LVR: 95% inclusive LMI
- Max Loan Amount: $5,000,000 Owner Occupied; $3,500,000 Investment
- Rate from 6.59% LVR 80%
- No monthly or Annual Fees
- Full doc & Alt doc
- 1 - Year Financials Accepted
Loan Purpose and Rate
Full Doc - Prime
6.59% PI (LVR ≤ 65%, Max Loan $5M OO)
- Interest rate from 6.69% P.A.
- Comparison rate from 6.74% P.A.
Full Doc - Near Prime
7.53% PI (LVR ≤ 70%, Max Loan $2.5M)
- Interest rate from 7.53% P.A.
- Comparison rate from 7.68% P.A.
Alt Doc - Prime Special Rate
6.99% PI (LVR ≤ 70%, Max Loan $1M)
- Interest rate from 6.99% P.A.
- Comparison rate from 7.19% P.A.
Alt Doc - Prime
7.24% PI (LVR ≤ 60%, Max Loan $5M OO)
- Interest rate from 7.24% P.A.
- Comparison rate from 7.44% P.A.
Loan Purpose and Rate
Construction - Full Doc/Alt Doc/Expat
8.49% PI (LVR ≤ 70%, Max Loan $2M)
- Interest rate from 8.49% P.A.
- Comparison rate from 8.86% P. A.
Construction - Non Resident
8.49% PI (LVR ≤ 70%, Max Loan $1M)
- Interest rate from 8.49% P.A.
- Comparison rate from 9.24% P.A.
Product Summary
| Security type | Residential |
| Loan Amount | $50,000 to $5,000,000 |
| Maximum LVR | 95% |
| Loan Term | Up to 30 years |
| Borrower Type | PAYG or Self Employed Individuals |
| Loan Purpose | New Purchase, Refinance, Equity Release, Cash Out |
| Repayment Method | Direct debit from nominated bank account / BPay / Pay anyone |
| Redraw Facility | Max online daily redraw limit $5,000 |
| Interest structure | Principal and Interest & Interest Only (Up to 5 years) |
| Full Doc (LVR ≤ 80%) | 6.59% P.A. (PI) |
| Alt Doc (LVR ≤ 70%) | 7.24% P.A. (PI) |
Document Checklist
Income Documents (PAYG)
- Last 2 payslips
Income Documents (Self-Employed)
- Last 2 years company tax returns and financial statements
- Last 2 years individual tax return and tax assessment notice
- 1-Year Financials and Company Wages available to loans <=80% LVR
Income Documents (Alt Doc)
- Declaration of Financial Position PLUS
- One of the following:
- Accountant Letter
- 6 months BAS
- 3 months bank statement
Loan Calculator
Solution Residential Calculator
Please click on the link to download the calculator for serviceability calculations.
* The comparison rate is based on a secured loan of $150,000 and a term of 25 years.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.