Solution SMSF
From 6.74%
*Promotion Rate
About Solution SMSF
- Max LVR: 80%
- Max Loan Amount: $5,000,000
- Investment or Owner Occupied (Commercial Only)
- Available for Residential and Commercial Securities
- Loan term up to 30 years
- Available for Prime & Near Prime profiles
Loan Purpose and Rate - Residential Property
Prime - Residential - Max $1.75M
6.74% PI (LVR ≤ 65%)
- Interest rate from 6.74% P.A.
- Comparison rate from 7.00% P.A.
Near Prime - Residential - Max $1.75M
7.49% PI (LVR ≤ 65%)
- Interest rate from 7.49% P.A.
- Comparison rate from 7.87% P.A.
Loan Purpose and Rate - Commercial Property
Prime - Commercial - Max $3M
7.44% PI (LVR ≤ 65%)
- Interest rate from 7.44% P.A.
- Comparison rate from 7.71% P.A.
Prime - Commercial - Max $5M
7.74% PI (LVR ≤ 50%)
- Interest rate from 7.74% P.A.
- Comparison rate from 8.16% P.A.
Near Prime - Commercial - Max $3M
8.04% PI (LVR ≤ 65%)
- Interest rate from 8.04% P.A.
- Comparison rate from 8.68% P.A.
Product Summary
| Security Type | Residential & Commercial |
| Loan Amount | Residential: $1.75m; Commercial: $5m |
| Maximum LVR | Residential: 80%; Commercial: 80% |
| Loan Term | Up to 30 years |
| Borrower Type | Individual or Corporate Trustee |
| Loan Purpose | Purchase/Refinance |
| Repayment Method | Direct Debit from nominated bank account |
| Interest Structure | Principal and Interest & Interest Only (Up to 5 years) |
| Application Fee | 0 – 1.25% |
| Annual Fee | $0 |
| Settlement Fee | $0 |
Document Checklist
SMSF Documents
- Certified Copy of SMSF Trust Deed
- Certified Copy of SMSF Bare / Custodian Trust Deed
- Investment Strategy from Accountant or Financial Planner
- LRBA to be in line with current investment strategy
- Confirmation of 12 months contributions via one of:
- Most recent 1 year Retail/ Industry Fund Superannuation Statements
- Most recent 1 year Cash Management Account Statements
- Most recent 1 year SMSF Financials
Income Documents (PAYG)
- Latest 2 Payslips
Income Documents (Self-Employed)
- Required when owner occupied commercial or contributions history not evident or sufficient to support servicing:
- Most recent 1 year Company Tax Returns & Financial Statements
- Most recent 1 year Personal Tax Returns & Notice of Assessment
- Confirmation of rental expense being met at, or above proposed market rental for SMSF OR
- Most recent (1) year Company Financials