Solution Expat – LoanOne

Solution Expat

From 6.99%
*Promotion Rate
SCENARIO INQUIRY

About Solution Expat

  • Max LVR: 80%
  • Max Loan Amount: $2,000,000
  • Australian Citizens and Permanent Residents residing or deriving greater than 50% of their income from overseas sources
  • PAYG & Self Employed
  • Loan term up to 30 years
  • Available for Prime & Near Prime profiles
  • P&I or Interest Only
Application Form
VOI FORM
VALUATION FORM

Loan Purpose and Rate

Prime - Owner Occupied
6.99% PI (LVR ≤ 65%, Max Loan $2M)
  • Interest rate from 6.99% P.A.
  • Comparison rate from 7.23% P.A.
Prime - Investment
7.29% PI (LVR ≤ 65%, Max Loan $2M)
  • Interest rate from 7.29% P.A.
  • Comparison rate from 7.53% P.A.
Near Prime - Owner Occupied
7.64% PI (LVR ≤ 65%, Max Loan $2M)
  • Interest rate from 7.64% P.A.
  • Comparison rate from 7.91% P.A.
Near Prime - Investment
7.94% PI (LVR ≤ 65%, Max Loan $2M)
  • Interest rate from 7.94% P.A.
  • Comparison rate from 8.21% P.A.

Product Summary

Security typeResidential
Loan Amount$100,000 to $2,000,000
Maximum LVR80%
Loan TermUp to 30 years
Borrower TypeAustralian Citizens and Permanent Residents residing or deriving greater than 50% of
their income from overseas sources.
Loan PurposePurchase / Refinance
Repayment MethodDirect debit from nominated bank account
Interest structurePrincipal and Interest & Interest Only (Up to 5 Years)
Application FeePrime: 0.75%
Near Prime: 1.00%
Annual Fee$0
Settlement Fee$0

Document Checklist

Income Documents (PAYG)
  • Latest 2 Payslips
  • Employment Letter
  • 3 months Bank Statements
  • *Foreign income to be assessed at 90%
Income Documents (Self Employed Full Doc)
  • Most recent years lodged & assessed tax returns and financials
  • Company Registration to confirm directorship & shareholding
  • *Foreign income to be assessed at 90%