Standard Commercial – LoanOne

Standard Commercial

currently unavailable
*Refer to BDM
SCENARIO INQUIRY

About Standard Commercial

  • Max LVR: 80%
  • Max Loan Amount: $2,000,000
  • A Diverse Range of Borrowers
  • No Application Fee
  • Full Doc or Alt Doc
  • 100% Offset Facility Available
Application Form
CUSTOMER
VERIFICATION FORM
VALUATION FORM
DISCHARGE FORM
INCOME DECLARATION
- SELF EMPLOYED
ACCOUNTANT'S
VERIFICATION
PURPOSE OF LOAN FUNDS
DECLARATION FORM
PRICING AND EXCEPTION
REQUEST FORM

Loan Purpose and Rate - From 23 May 2025, all new Commercial loan submissions will be assessed on a case-by-case basis until further notice. Currently unavailable.

Product Summary

Security typeCommercial
Loan AmountUp to $2,000,000
Maximum LVR80%
Loan TermUp to 30 Years
Borrower TypeIndividual, Company or Trust, SMSF
Loan PurposePurchase or Refinance Investment Property
Repayment MethodDirect debit from nominated bank account
Offset Facility100% Offset Facility Available
Interest structurePrincipal and Interest & Interest Only (Up to 5 Years)
Risk Fee1.00% for LVR > 75%
Application fee$0
Pre-Assessment Fee0.50%

Document Checklist

Income Documents (PAYG)
  • Latest 2 Payslips PLUS
  • Employment Letter
  • 1 Month Salary Credit
  • Employment Contract
Income Documents (Self-Employed Full Doc)
  • Most Recent 2 Years Company Tax Returns and Financial Statements
  • Most Recent 2 Years Personal Tax Returns and Notice of Assessment
  • OR
  • 1 Year's Financials and Tax Returns for Prime and Flex Products
Income Documents (Self-Employed Alt Doc)
  • Declaration of Financial Position PLUS
  • One of the following:
  • Accountant Letter
  • 12 Months BAS
  • 12 Months Bank Statement