Blue SMSF
From 6.74%
*Promotion Rate
About Blue SMSF
- Max LVR: 80%
- Max Loan Amount: $2,000,000
- No Liquidity or Net Asset Testing
- PAYG or Self-Employed
- Corporate or Individual Trustees
- Servicing all done within the SMSF
Loan Purpose and Rate - Residential Prime
Residential Prime - Max $2M
6.74% PI (LVR ≤ 65%)
- Interest rate from 6.74% P.A.
- Comparison rate from 7.27% P.A.
Residential Prime - Max $2M
7.04% PI (LVR ≤ 80%)
- Interest rate from 7.04% P.A.
- Comparison rate from 7.57% P.A.
Loan Purpose and Rate - Commercial Prime
Commercial Prime - Max $2M
7.49% PI & IO (LVR ≤ 65%)
- Interest rate from 7.49% P.A.
- Comparison rate from 8.09% P.A.
Commercial Prime - Max $2M
8.19% PI & IO (LVR ≤ 80%)
- Interest rate from 8.19% P.A.
- Comparison rate from 8.79% P.A.
Product Summary
| Security type | Residential or Commercial |
| Loan Amount | Up to $2M |
| Maximum LVR | 80% |
| Loan Term | 5 – 30 Years |
| Borrower Type | SMSF Trustee (Corporate or individual trustees accepted) |
| Loan Purpose | Purchase for investment purpose or refinance of an existing SMSF loan |
| Repayment Method | Direct debit from nominated bank account |
| Interest structure | Principal and Interest & Interest Only (Up to 5 years) |
| Application fee | $0 |
| Risk Fee | 1.25% for Commercial Prime |
| Offset Facility | Not Available |
| Redraw Facility | Not Available |
Document Checklist
SMSF Older Than 12 Months
- Latest SMSF annual return (no older than 21 months)
- Latest SMSF Cash Management Account Statements showing contributions, cash, investments, and rentals
Income Documents (PAYG)
- Latest 2 Payslips
Income Documents (Self-Employed)
- 1 Year Personal Tax Return (and if applicable Company / Trust Tax Return(s)), no older than 21 months
- Corresponding Personal Notice of Assessment (NOA)