Blue Non Resident
From 7.04%
*Promotion Rate
About Blue Non Resident
- Max LVR: 80%
- Max Loan Amount: $2,000,000
- PAYG or Self-Employed (Full Doc only)
- 100% of Net Income Used for Servicing
- SE Only Require 1 Year Financial
- Acceptance of Paid Defaults up to $500
Loan Purpose and Rate
Owner Occupied
7.04% (LVR ≤ 65%)
- Interest rate from 7.04% P.A.
- Comparison rate from 7.27% P.A.
Investment
7.19% (LVR ≤ 65%)
- Interest rate from 7.19% P.A.
- Comparison rate from 7.42% P.A.
Product Summary
| Security type | Residential |
| Loan Amount | $100,000 to $2,000,000 |
| Maximum LVR | 80% |
| Loan Term | 5 – 30 years |
| Borrower Type | PAYG or Self-Employed (Full Doc only) |
| Loan Purpose | New Purchase, Refinance, Investment, Cash Out |
| Repayment Method | Direct debit from nominated bank account |
| Offset Facility | Not Available |
| Interest structure | Principal and Interest & Interest Only (Up to 5 years) |
| Application Fee | $499 |
| Risk Fee | 0.50% for LVR <=70% 1.00% for LVR <= 80% |
| Annual Fee | $499 |
Document Checklist
Income Documents (PAYG)
- Latest 2 Payslips
Income Documents (Self-Employed)
- Most recent 1 year Company Tax Returns & Financial Statements
- Most recent 1 year Personal Tax Returns & Notice of Assessment
Loan Calculator
Refer to credit team for calculator and servicing requirements
* The comparison rate is based on a secured loan of $150,000 and a term of 25 years.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.